Our Rates, Your Savings

Let us help you build your loan.

Tap Into Your Home's Equity

With home prices on the rise, the equity in your home may be growing as well. We have several ways to help you unlock the equity in your home, and put it to use for sprucing up your house, putting in a pool, paying for college, or consolidating balances on high interest rate credit cards.


Refinancing Your Mortgage, Uncomplicated

Explore Your Options

Whether you know the exact amount you need, or you want a line of credit for things you may need later on, you can get either with Resource One. Already know what you're looking for, start your application.

Apply and Stay Informed

Once you understand the benefits, opportunities and considerations, it's time to apply. We've made it incredibly easy to navigate the application process. Your personalized portal tracks your application, allows you to upload documents, and more. When you want a personal touch, our team of Mortgage Advisors are here for you.

Close Your Loan

Get ready - for your big day. Our Mortgage team works diligently to prepare all the paperwork and handle all the details for a smooth close.


Home Equity Types

Home Equity Line of Credit

Need flexibility, but don’t know how much you need? Then a HELOC might be the best option for you. With a HELOC you can use the funds when you need them and payback only what you spend.

Home Equity Loan (2nd)

Do you know exactly how much money you need? A Home Equity Loan might be the choice you’re looking for. Lock in a fixed rate and a monthly payment.

Home Improvement Loan

Are you ready to build a new pool, expand your outdoor living space, or renovate your kitchen? A home improvement loan with low interest rates and flexible terms may be the choice for you.


Other Options

Do not see the loan you need or have a unique situation? Talk with a Mortgage Advisor today. See what options are available, learn the advantages of each, and decide which works best for your situation.


You must be eligible to become a Resource One Credit Union Member.

APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details. Resource One Credit Union home loan programs are only available in Texas.